Finances

Many people want to save money, but good intentions don’t always turn into results. It’s easy to say “I should save more,” yet months go by and the balance doesn’t grow. Often, the problem isn’t income or effort. It’s the lack of a clear goal, a simple plan, or an automatic way to stay consistent.

Credit card debt can quietly become expensive. High interest rates make balances harder to pay down, even when you’re making regular payments. If you’re looking for a smarter way to manage debt and stay on top of your bills, you may be wondering whether it makes sense to transfer a balance from a credit card.

When you’re at the checkout, do you automatically reach for your debit card? It's a common habit. After all, it's linked directly to your checking account, so you know the funds are there. But when it comes to financial security, your debit card might not be the safest choice.

If you’re ready to say goodbye to high fees and impersonal service, here is your guide on how to switch checking accounts smoothly.

Taking out a loan to buy a car is a major financial step. But what if your financial situation changes for the better after you've driven off the lot? You might be paying more than you need to. This is where refinancing your car loan can be a powerful financial move.

We often hear about the flashy perks of credit cards. Points for flights, cash back on dining, and miles for hotels dominate the conversation. But what if you prefer to spend only the money you actually have? What if you want to avoid the risk of interest charges entirely?

Summer brings opportunities for travel, outdoor fun, and lasting memories. As you plan your spending, learn how your credit card can earn you valuable rewards. A smart approach helps you enjoy the season fully while boosting your financial benefits.

Could your life use a little more travel or recreation? Would you like to never dig for your wallet again to pay. Finally, would you like to make your financial transactions very safe and secure? If you answered yes to any of the above, add your SCU Debit to your phone’s digital wallet and sign up for uChoose Rewards®. 

Life often throws unexpected expenses our way or presents opportunities that require a bit of financial oomph. When you need a lump sum of money for a specific purpose, and you're looking for a clear repayment plan, a personal loan can be a powerful tool.

Did you know SCU members have access to Credit Monitoring Alerts through SavvyMoney? Designed to keep you one step ahead, these alerts are available directly in our mobile app and via email, giving you timely updates to help you stay in control of your credit and enjoy peace of mind.