Signature Rewards | SCU Credit Union

VISA® Signature Rewards

Tired of just paying bills? The Visa Signature Rewards card turns everyday expenses into do something nice rewards. Earn 5X points on utilities, 4X on dining, and more. Plus, travel rewards help you explore the world. Sign up today and receive a 2,500-point bonus!

Apply for Visa® Signature Rewards

Visa® Signature Rewards

Do you want your credit card to help you pay for things you need and love. The Visa Signature Reward card makes paying for everyday bills like your cable bill even more rewarding. You can even help pay for your travel by traveling.

Highlights

SCU Rewards for all the important things

5X rewards on your utility bill

4X rewards on restaurants

3X rewards on travel and gas

2x rewards on entertainment (concerts and amusement parks for example)

2,500 bonus points for new accounts

Great Additional Benefits

0% APR for first 12 billing cycles*
Variable APR as low as 17.99%
Auto Rental Collision Damage Insurance
Roadside Assistance
Travel and Emergency Assistance

other SCU Credit Cards apply

Beyond rewards — big savings!

0% Introductory APR for 12 Months – Enjoy 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, the variable APR is as low as 17.99%**. A small balance transfer fee of 3% applies, but it’s capped at $75 per transfer.

No Annual Fee – Keep all the benefits and rewards without paying an annual fee.

Turn your spending into rewards!

Redeem your credit card points with CU Rewards. Choose from a wide array of options.

You will have to login or create an account, which you can do here.

Stay in control with the SCU credit card app!

Enjoy easy and on-the-go management of your credit cards with the SCU Union Credit Card app. The app offers a fresh way to:

View recent and pending transactions.
View next payment amount and due date.
Make a payment to your card.

Report a card lost or stolen.
Raise a dispute on any transaction.
Activate a card.

apple app store google play store

Transfer & Save!

Save yourself some extra cash and take a break from paying high interest rates on your credit cards. With a new SCU Credit Union Visa® Signature Rewards or Platinum Card, you'll enjoy a 0% Introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 billing cycles and a low variable APR thereafter. That's great savings for a whole year! Plus, we keep our standard rate competitive, so after a year you will continue to enjoy a great rate without an annual fee if you need to carry a balance.

Highlights

0% Introductory APR on purchases and balance transfers for the first 12 billing cycles and a variable APR as low as 16.24% thereafter.
3% Balance Transfer Fee | Each Advance ($10.00 minimum - $75.00 maximum), whichever is greater.
- The balance transfer fee is typically a percentage of the amount being transferred. While this is an upfront cost, the overall savings in interest could still make the transfer worthwhile, especially if you pay off the balance during the 0% introductory period
Auto Rental Collision Damage Insurance
Roadside Assistance

more info: signature rewards card More Info: platinum card apply

Your credit card toolkit

A trove of tools and tips to transform your finances

Credit Cards FAQ

What are the risks of using a credit card?

Overspending: Easy access to credit can lead to overspending and accumulating debt.

High-interest rates: If you carry a balance, you'll pay interest charges, which can significantly increase your debt.

Late payment fees: Late payments can result in late fees and damage your credit score.
How do I choose the right credit card for my needs?

Compare fees: Look for cards with low or no annual fees, balance transfer fees, and foreign transaction fees.

Review rewards programs: Understand how rewards points or cash back are earned and redeemed.

Read the fine print: Carefully review the terms and conditions of each card, including APRs, fees, and credit limits.
What are the different types of credit cards?

Rewards Cards: These cards offer points or miles for every dollar spent, which can be redeemed for travel, merchandise, or cash back.

Cash Back Cards: These cards offer a percentage of cash back on all purchases, which can be credited to your account or received as a statement credit.

Student Cards: These cards are designed for students and may have lower credit limits and introductory APR offers.