Personal Loans
Take control of your finances
SCU Credit Union personal loans can help you achieve your financial goals. You can consolidate high-interest credit cards, plan a vacation, make home improvements, and more. Our difference is, unlike banks, we’re member-owned and focused on your financial well-being, offering better rates, lower fees, and personalized service.
Personal Loan
Consolidate your debt or access funds to make a major purchase or emergency repair.
- $500 minimum to $25,000 maximum loan amount
- Terms from 12 months to 60 months
- Fixed interest rate
Secured Loans
Borrow against your SCU Credit Union savings. Guarantee your loan approval and establish credit at the same time.
- The collateral pledge must be 110% of loan amount requested
- Funds are available immediately upon receipt of application or signed request
- Access funds without withdrawing savings from your account
Personal Loan Calculator
This calculator will help you determine the monthly payments on a personal loan.
Loan Amount
Years
Monthly Payment
$146
Interest Savings
$609
Interest to be Paid
$977
Payoff Date
Sep 2031
| Months | Baseline | Early |
|---|---|---|
| 0 | $10,000 | $10,000 |
| 1 | $9,129 | $8,521 |
| 2 | $8,232 | $6,997 |
| 3 | $7,307 | $5,426 |
| 4 | $6,355 | $3,808 |
| 5 | $5,373 | $2,141 |
| 6 | $4,362 | $423 |
| 7 | $3,320 | $0 |
| 8 | $2,246 | $0 |
| 9 | $1,140 | $0 |
| 10 | $0 | $0 |
Questions? Complete this form and a loan officer will contact you to understand your needs and develop a plan to help.