SCU Credit Union Blog

When you’re at the checkout, do you automatically reach for your debit card? It's a common habit. After all, it's linked directly to your checking account, so you know the funds are there. But when it comes to financial security, your debit card might not be the safest choice.

If you’re ready to say goodbye to high fees and impersonal service, here is your guide on how to switch checking accounts smoothly.

For many people the holiday season is a time to support their favorite charities. Making it an ideal time to revisit how you give, how you protect yourself from scams, and how you make sure your chosen organizations truly deliver on their promises.

Taking out a loan to buy a car is a major financial step. But what if your financial situation changes for the better after you've driven off the lot? You might be paying more than you need to. This is where refinancing your car loan can be a powerful financial move.

We often hear about the flashy perks of credit cards. Points for flights, cash back on dining, and miles for hotels dominate the conversation. But what if you prefer to spend only the money you actually have? What if you want to avoid the risk of interest charges entirely?

Business owners who want to update their equipment or vehicles and a get tax break and should consider getting started soon. Vehicles and equipment placed in service in 2025 may be eligible for a Section 179 deduction which could increase your refund or reduce the taxes owed.

You pay them every month like clockwork: the electric bill, the water bill, the gas bill. These regular expenses are a fact of life. But what if you could turn these predictable payments into something more? By using your credit card to pay your utilities, you can unlock a world of credit card rewards, from cash back to travel points.

You’ve found the perfect home, your offer was accepted, and you’re eagerly counting down the days until you get the keys. This is an exciting time in the home buying process. But as you approach the finish line, you might encounter something you were not expecting: the cost of closing costs.

Juggling bills and multiple credit card payments to make sure you don’t miss a due date can quickly become very stressful. That’s where debt consolidation with a personal loan can make a big difference.

Entrepreneurs and small business owners constantly look for ways to optimize their finances. This guide will walk you through the benefits of MMAs and provide actionable tips to maximize their potential.