SCU Credit Union Blog

The holiday season often brings added pressure on household budgets, making the services provided by local food pantries more essential than ever. To help support this important safety net, SCU Credit Union is providing financial support and donations to sixteen local food pantries.

Big expenses have a way of showing up when you least expect them. A home repair, medical bill, major purchase, or family emergency can force you to decide quickly how to pay for it. For many people, the choice comes down to Personal Loan vs Credit Card.

Many people want to save money, but good intentions don’t always turn into results. It’s easy to say “I should save more,” yet months go by and the balance doesn’t grow. Often, the problem isn’t income or effort. It’s the lack of a clear goal, a simple plan, or an automatic way to stay consistent.

Debt can feel exhausting, especially when balances are spread across credit cards, loans, and monthly bills. But debt itself is not always the problem.

Credit card debt can quietly become expensive. High interest rates make balances harder to pay down, even when you’re making regular payments. If you’re looking for a smarter way to manage debt and stay on top of your bills, you may be wondering whether it makes sense to transfer a balance from a credit card.

A strong savings plan is more than just putting money aside and hoping it grows. It’s about being intentional, choosing the right tools, and making sure your hard-earned dollars are working as efficiently as possible.

When you’re at the checkout, do you automatically reach for your debit card? It's a common habit. After all, it's linked directly to your checking account, so you know the funds are there. But when it comes to financial security, your debit card might not be the safest choice.

If you’re ready to say goodbye to high fees and impersonal service, here is your guide on how to switch checking accounts smoothly.

For many people the holiday season is a time to support their favorite charities. Making it an ideal time to revisit how you give, how you protect yourself from scams, and how you make sure your chosen organizations truly deliver on their promises.

Taking out a loan to buy a car is a major financial step. But what if your financial situation changes for the better after you've driven off the lot? You might be paying more than you need to. This is where refinancing your car loan can be a powerful financial move.