Skip to main content

Business Deposit Rates

Table data for Business Share Saving Accounts
Effective Date: 10-29-2025
Description	Rate	APY¹	Minimum Balance²	Alert Me
Business Share Savings	0.01%	0.01%	$5.00

¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at SCU’s discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Business Members and Schedule of Fees and Service Charges for important information and disclosures.↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Other terms and conditions may apply.↵

Table data for Business Checking
Effective Date: 10-29-2025
MyBusiness Plus Checking	Rate	APY¹	Minimum Balance²	Alert Me
Tier 1	0.01%	0.01%	Less than $4,999.99

Tier 2	0.03%	0.03%	$5,000 - $49,999.99

Tier 3	0.05%	0.05%	$50,000 - $99,999.99

Tier 4	0.10%	0.10%	$100,000+

MyBusiness Checking	0.00%	0.00%	$5.00

¹APY = Annual Percentage Yield↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Refer to our Service Charges Schedule for any applicable fees. Other terms and conditions may apply.↵

Table data for Business Share Certificate of Deposit Specials
Effective Date: September 25, 2025
Share Certificate of Deposit Specials	Rate	APY¹	Minimum Balance²	Alert Me
9 Month CD Special	3.45%	3.50%	$500.00

15 Month CD Special	3.45%	3.50%	$500.00

30 Month CD Special	3.20%	3.25%	$500.00

¹APY = Annual Percentage Yield↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Refer to our Service Charges Schedule for any applicable fees. Other terms and conditions may apply.↵

Table data for Business Share Certificate of Deposit
Effective Date: September 25, 2025
Description	Rate	APY¹	Minimum Balance²	Alert Me
3 Months	2.96%	3.00%	$500.00

6 Months	3.69%	3.75%	$500.00

12 Months	3.45%	3.50%	$500.00

18 Months	3.20%	3.25%	$500.00

24 Months	3.20%	3.25%	$500.00

36 Months	2.96%	3.00%	$500.00

48 Months	2.96%	3.00%	$500.00

60 Months	2.96%	3.00%	$500.00

¹APY = Annual Percentage Yield↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Refer to our Service Charges Schedule for any applicable fees. Other terms and conditions may apply.↵

Table data for MyBusiness Money Market Accounts
Effective Date: 10-29-2025
Description	Rate	APY¹	Minimum Balance²	Alert Me
Tier 1	0.03%	0.03%	$5.00 - $2,499.99

Tier 2	0.50%	0.50%	$2,500 - $49,999.99

Tier 3	1.24%	1.25%	$50,000+

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at SCU’s discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Refer to our Service Charges Schedule for any applicable fees. Other terms and conditions may apply.↵

Table data for MyBusiness Premium Money Market Accounts
Effective Date: 10-29-2025
Description	Rate	APY¹	Minimum Balance²	Alert Me
Tier 1	2.96%	3.00%	$50,000 - $249,999.99

Tier 2	2.96%	3.00%	$250,000 - $499,999.99

Tier 3	3.20%	3.25%	$500,000 - $999,999.99

Tier 4	3.20%	3.25%	$1,000,000 - $2,499,999.99

Tier 5	3.20%	3.25%	$2,500,000+

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at SCU’s discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.↵ ²Minimum balance required to open and earn the stated Annual Percentage Yield. Other terms and conditions may apply.↵

Table data for 36 Month Step Up Business Share Certificate of Deposit
Effective Date: 10-29-2025
Description¹	Rate	APY²	Minimum Balance³	Alert Me
36 Month Step Up Year 1	3.00%	3.30%	$500.00

36 Month Step Up Year 2	3.25%	3.30%	$500.00

36 Month Step Up Year 3	3.50%	3.30%	$500.00

¹Rates for each year of the 36-Month Step-Up Certificate account are fixed for that year as disclosed.↵ ²APY = Annual Percentage Yield. All offered rates subject to change at any time. Rates for Certificate accounts are fixed at the time of account opening for the term of the account. Penalty may apply for early withdrawal from a Certificate account. Fees may reduce earnings. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.↵ ³Minimum balance required to open and earn the stated Annual Percentage Yield. Other terms and conditions may apply.↵

Rates

Rates